Category: Insurance Companies

About Us
Who Are We?
The HBAV Insurance Agency is a subsidiary of the Home Builders Association of Virginia. Because we know our members and the residential construction industry better than anyone, we’re able to provide members with all insurance needs at a competitive price. When members do business with HBAV Insurance Agency, they are doing business with the association that supports their business in good times and in bad.
What We Do?
HBAV Insurance Agency successfully caters to the specific needs of members of HBAV by only marketing competitively priced and high-quality insurance products. Truly a one-stop-shop,, HBAV Insurance Agency proudly represents elite and diverse insurance companies that share the core values of trust, honesty, and integrity. Knowing that all of their clients require exceptional knowledge and attention, HBAV Insurance Agency strives to stay ahead of the curve in an industry that’s constantly changing.
Contact Information
Craig Toalson
1051 East Cary Street, Suite 1400
Richmond, VA 23219
Phone 888-643-2797
Send us a message
Service Areas
Our Products


Workers Compensation
There is no way to remove all the risks associated with construction. But at Builders Mutual, we are giving it our best effort. We work with you to reduce risks, prevent fines, and help your job go as smoothly as possible through safety education, risk management consulting, and complete insurance coverage. For residential, commercial, and trade contractors, a Builders Mutual Workers’ Compensation insurance policy protects a company’s most valuable asset – its employees. Accidents happen, and when they do, you want an insurance company focused on getting injured workers the medical care and rehabilitation they need to get back on the job-site.


Employee Benefits
Today’s workforce has come to expect health insurance coverage as a term of employment. The traditional approach to offering benefits is no longer an acceptable strategy. HBAV works with OneDigital Health and Benefits to provide members a holistic approach to employee benefits that empowers employers to manage benefits as a business within their business, developing a strategy that not only impacts their bottom line but evolves to meet the changing needs of their workforce.


Business Liability Insurance
HBAV Insurance partners with Premier Insurance Agency to provide HBAV member with General Liability, Property, Builders Risk, Commercial Auto, Umbrella, Equipment Floater, and Workers Compensation Coverages. We proudly represent over 15 elite insurance companies that share our core values of trust, honesty and integrity.


